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Recent answers to great questions...

Steve, I just moved my family to Texas to start a new business and need health insurance. The problem is that my wife is pregnant and I keep getting told it is the dreaded “pre-existing condition”. I am so annoyed that I have been paying my premiums on time every month for the past 12 years and now I move I can’t get the coverage I deserve? This seems so wrong. What options do I have?
Just because you moved and you have the curse of the pre-existing condition, all is not lost. There are several options available to you through your prior employer, supplimental insurance or a new group plan you can set up for your business. With a couple of answers to your situation, I can give you more specific answers. Don’t worry, I have dealt with this before and will help you.
Steve, My daughter just moved away to go to UCLA. She now needs California Student Health Insurance and I am not sure where to start looking.
I thought you were going to ask me a difficult question. Student medical insurance rates are very affordable in California (maybe the only affordable thing in Cali). It is fairly easy to get a policy for your child and get them covered while they are living out of state. I will just need to know some more specifics but if your daughter is healthy and doesn’t have any major issues- the rates should be between $59-$129 per month. Let’s talk on the phone so I can give you more specifics.
Steve, I just got remarried and now we have two children in our home. We live in New Jersey and would like to get the lowest possible rate we can. What options are there for us?
Congratulations. Have you purchased stock in Tylenol for all the headache medicine you will be taking? I am kidding. Medical savings plans, supplimental health insurance, major medical insurance plans or traditional family health insurance plans would work in your situation. It really depends on the amount of risk you would like to take. It would take some further questions to give you the best advice for your situation. I really like a combination of the above. Let’s talk.

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Common Questions

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